The Reserve Bank of Australia (RBA) has reduced the official cash rate by 25 basis points to 4.10% following yesterday’s monetary policy meeting. This decision was widely anticipated, given the decline in annual inflation from 3.6% in the September 2024 quarter to 3.2% in December—bringing it closer to the RBA’s target range of 2–3%. You can read the RBA’s full statement here. Lenders typically align their variable-rate products with the [...]
When I first created Wealthology Australia, I had a big vision—a dream of building a safe and supportive space where conscious families and individuals could come to learn, grow, and be guided toward a better life through property investing. A place where people from all walks of life could feel nurtured, encouraged, and sometimes (when needed) pushed beyond their comfort zones. Investing is for those who want more—more choices, more growth, more [...]
When it comes to property investment, the surrounding infrastructure can play a significant role in the growth and value of your asset. In Brisbane, the transformation of Victoria Park into an expansive new parkland is an exciting development that promises significant benefits for property owners and investors. This project will bring one of Australia’s largest green spaces to the heart of the city. As we know, investing in areas with strong infrastructure [...]
Feeling overwhelmed by property investment? These five game-changing strategies will shift your mindset and help you dominate the market – and #5 will truly surprise you! Property investment can be one of the most lucrative paths to building wealth, but it’s not without its challenges. Many aspiring investors find themselves stuck, wondering how they can outperform the competition or make smarter choices. If you're eager to unlock the secrets to property investment success, [...]
Investing in Australian property can be a lucrative venture, but choosing the right location is crucial for success. Whether you're a seasoned investor or a first-time buyer, understanding the importance of location is key to maximising returns and minimising risks. In this blog, we'll explore the significance of location in Australian property investment. Location Impacts Property Value When it comes to property investment, location has a direct impact on property [...]
If you’ve been relying on a fortune cookie to tell you the perfect time to invest, save yourself the $100 overpriced sweet and sour pork and listen in. Today, I’m going to give you the full rundown about what factors in the marketplace fill me with confidence and excitement about the state of the property market and its upward trajectory into the future. The Looming Shortage The Australian property market is navigating a severe [...]
Embarking on the property investment journey can be both exciting and daunting, especially when complex financial terms and clauses come into the picture. One such clause that you might encounter is the 'All-Monies' mortgage clause. This blog post aims to demystify this clause, helping you avoid potential traps and invest safely in real estate. What is the All-Monies Mortgage Clause? At its core, the All-Monies clause is a provision in a mortgage contract that [...]
Love is in the air, and at Wealthology, we're feeling the warmth! In celebration of the month of love, we've crafted a special offer for our incredible community. Investing in property can be a game-changer, unlocking doors to financial stability and long-term wealth. However, the journey becomes even more fulfilling when we extend a helping hand to guide others along the same path. Why? Because when you discover a strategy that not only [...]
Investing in property is a common way to accelerate financial independence and to retire early. By producing multiple streams of passive income that will support your desired lifestyle you will also minimise tax and have the potential to pay off your home loan sooner. It can be confusing and difficult to build up your financial portfolio, particularly if you are new to investing. However, it is not as complicated as [...]
Ah, the memory of the mortgage cliff, etched in newspaper headlines and vividly broadcasted on our screens. Who could forget?It was that moment when the media painted a picture of impending doom - when mortgage holders transitioning from fixed rates in the 2's% to variable rates in the 5's% were said to hit the breaking point.Streets were meant to be lined with "For Sale" signs, bargain properties aplenty, and property prices [...]
