Sunday was International Women’s Day.
And it made me stop for a moment and reflect.
Because when I look back at my life, I realise something important…
The most powerful moment in a woman’s life is the moment she decides.
Not when everything is perfectly lined up.
Not when everyone gives their approval.
Not when the path ahead is crystal clear and wrapped in a neat little bow.
But when she decides to take control.
Especially when it comes to her financial future.
And let me tell you… I’ve had to make that decision more than once.
The Moment Everything Changed
Seventeen years ago, I found myself at one of the lowest points in my life.
I was $85,000 in debt.
Unemployed.
And sleeping on a single mattress on the floor at my aunt and uncle’s house in Melbourne… under a Winnie the Pooh doona.
Yes. Winnie the Pooh.
Not exactly the glamorous comeback story you read about in business books.
I had just returned home after spending ten years living in London. The Global Financial Crisis was in full swing and the property I owned there had dropped significantly in value, which meant selling it wasn’t an option.
So naturally, my genius financial strategy at the time was…
Putting the mortgage repayments on my credit card.
If there was an award for creative but terrible financial decisions, I would have been a strong contender.
I’d been back in Australia for three months with no job and, if I’m honest, I was feeling pretty sorry for myself.
A jobless 33-year-old woman, living on a credit card and sleeping under a Winnie the Pooh doona.
No wonder I was single.
But here’s the funny thing about life…
The moments that feel like your lowest point often turn out to be the starting line.
The Decision
Because eventually something shifts.
You stop waiting.
You stop wishing things were different.
You stop telling yourself the story about why it’s all too hard.
And you decide.
For me, that decision was simple:
This was the worst my life was ever going to get.
It was a line in the sand moment.
I came across a life coach who had a sign in the window of a coffee shop that read:
“3 free coaching sessions if you buy me a coffee and give me a testimonial.”
At that point in my life, a coffee was about the only thing I could afford… so it felt like a pretty good deal.
Not long after I was offered a role in a wealth creation company, specialising in property investing.
I started learning everything I could about wealth creation and property investing. Not because I wanted to become a property expert.
But because I never wanted to feel financially powerless again.
And that one decision ended up changing everything.
The Real Story Behind Success
Success stories are usually told backwards.
People see the business.
The properties.
The clients we help.
The events, the impact, the “wow that must be nice” moments.
But they rarely see the messy middle.
The uncertainty.
The risks.
The late nights learning about finance, investing and wealth creation.
The moments where you’re lying awake wondering if this whole thing is going to work… or if you should just move back in with Winnie the Pooh.
And as a woman, there can sometimes be even more doubt placed on you.
You’re told to play it safe.
To not take risks.
To let someone else handle the finances.
To be careful.
But here’s what I’ve learned after working with thousands of investors:
Women are incredibly powerful when they take ownership of their financial future.
The Women I Work With
One of the greatest privileges of the work I do at Wealthology is seeing what happens when women decide to step into their financial power.
It’s incredible.
I see women who were told they weren’t “good with money” build multi-property portfolios.
Women who once felt intimidated by investing become confident financial decision-makers.
Women who go from feeling uncertain about money… to creating security, freedom and options for their families.
And when that shift happens, something amazing occurs.
It’s not just about money anymore.
It’s about confidence.
It’s about choice.
It’s about independence.
Because when a woman understands money, invests wisely and takes ownership of her financial future, her whole world expands.
The Role I’m Most Proud Of
Out of everything I’ve built in business, the role I’m most proud of is being a mum.
Raising my three littles has given me an even deeper reason to keep going.
It’s messy. It’s exhausting.
Sometimes the house looks like a small tornado has passed through it.
But it’s also joyful and deeply meaningful. I refer to it as my beautiful chaos.
Because everything I do now is about creating a world where they grow up believing anything is possible.
I want them to see what’s possible when a woman backs herself.
When she learns how money works.
When she takes charge of her financial future instead of leaving it to chance.
The Future Is Powerful
International Women’s Day isn’t just about celebrating women.
It’s about recognising the strength, resilience and determination women bring into the world every single day.
It’s also about reminding women that financial independence matters.
Because your starting point doesn’t define your future.
From a mattress on the floor under a Winnie the Pooh doona…
To building a business, helping clients create wealth and designing a life on my own terms.
Not because everything was easy.
But because at some point…
I decided.
And powerful women?
They don’t wait for permission.
They learn.
They invest.
They take control.
And they decide.
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